石家庄学院学报

绿色金融作为金融产业顺应时代发展的必然产物，其不仅有利于区域及国家层面环境问题的解决，而且对区域经济高质量发展具有重要能动作用，有利于区域金融结构的优化、区域产能过剩的解决、区域经济的创新发展、区域生态环境的改善。但在实践层面，存在绿色金融发展意识较弱、资金投入有限、绿色金融体系尚不完善、绿色金融产品发展不平衡及信息披露机制仍不健全问题。为了进一步优化绿色金融对区域经济高质量发展的作用，有必要提高绿色金融发展意识、完善绿色金融政策支持体系、推动绿色保险高质量发展及完善相应的环境信息披露机制。

As an inevitable product of the development of the financial industry in line with the times, green finance is not only conducive to the solution of environmental problems at the regional and national levels, but also plays an important and active role in the high-quality development of the regional economy, which is conducive to the optimization of the regional financial structure, the solution of regional overcapacity, and the innovative development of regional economy and the in-depth cooperation of regional economy. However, at the practical level,there are problems such as weak awareness of green financial development, limited capital investment, imperfect green financial system, unbalanced development of green financial products, and imperfect information disclosure mechanism. In order to further optimize the role of green finance in the high-quality development of the regional economy, it is necessary to increase the awareness of green finance development, improve the green finance policy support system, promote the high-quality development of green insurance, and improve the corresponding environmental information disclosure mechanism.